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Debt evasion is the intentional act of trying to avoid attempts by creditors to collect or pursue one's debt. At an elementary level, this includes the refusal to answer one's phone by screening one's calls or by ignoring mailed notices informing the debtor of the debt. In more advanced cases, this includes misleading the creditor to believe the debtor does not reside at the location where the creditor is attempting to reach the debtor. Debt evasion is common because many people are scared of creditors when they owe money and feel uncomfortable confronting those attempting to collect debt. But evasion does not make the debt disappear, and does not make the debtor any less liable toward the creditor. In most cases, debt evasion is not a criminal act. The majority of democracies prohibit imprisonment of people who are in debt as a method of forcing their repayment. The only democracy that still allows imprisonment of those in debt is Israel, and the country has been taking steps to eliminate this practice.〔http://www.haaretz.com/hasen/spages/781511.html〕 ==The process== In the process of debt collection, agents are doing a job they are assigned to collect debts. They are usually employed by large companies, so the likelihood the same agent will talk to the same debtor within a short enough period of time is low. Contrary to what most debtors believe, debt evasion is not always advantageous to the debtor. The creditor, if not challenged, is able to take all legally allowable civil action against the debtor. A debtor's willingness to communicate with the creditor may help reduce some of this action. On the other hand, any information given to creditor or its collection agency can be used against the debtor as an admission. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Debt evasion」の詳細全文を読む スポンサード リンク
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